Voluntary Benefits
Delivered by Workplace Benefits Plus
Offering employees the freedom of choice
Workplace Benefits Plus administers and manages the Allstate Benefits voluntary benefits program for the public workforce of South Carolina, which includes agencies, schools, counties, and cities. By becoming a participating employer, you can empower your employees with the freedom to choose the benefits that best suit their needs.
Why Choose Voluntary Benefits?
Voluntary Benefits, sometimes called supplemental coverage, are offered in addition to the State of SC PEBA insurance benefits and are tailored to the unique needs of public sector employees. They are employee-paid but with great group rates and convenient payroll deductions. Employees choose the benefits that best fit their individual needs, leading to a more personalized experience.
Our benefits line up
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Extra coverage when your employees need it.
Accidents happen every day, but an accidental injury doesn't have to lead to financial distress for your employees. Deductibles and leftover medical treatment costs can add up fast. And, major medical insurance doesn't always cover everything. With Accident Insurance from Allstate Benefits, your covered employees can concentrate on recovery, knowing that they have help protecting their finances.
Added protection for the unexpected.
Accident Insurance can help take care of out-of-pocket expenses and medical costs beyond what existing health insurance covers, including:
Fractures
Dislocations
Lacerations
More
Less than $14 per month
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Coverage that can help with leftover expenses.
A cancer diagnosis can be frightening enough without having to worry about the costs of treatment and how your employees will pay associated expenses. Cancer Insurance from Allstate Benefits can help ease that financial burden. Coverage is available for your employees and their eligible family members. Benefits can be used to help cover:
Hospital stays
Doctor bills
Co-pays and deductibles
Personal and daily expenses
Less than $10 per month
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Extra coverage for more peace of mind.
Rising health care costs and high deductibles can cause added strain when a critical illness diagnosis happens. Critical Illness Insurance from Allstate Benefits can help ease the financial burden, so your employees can concentrate on getting better. Lump-sum cash benefits are paid directly to your employees or their covered family members to help with treatment expenses. And, benefit payments may be used for anything your employees and their families wish – there are no restrictions.
Protection for life's uncertainties.
Critical Illness Insurance pays benefits at the time of diagnosis, whether further treatment is received or not. Benefits are paid for medical diagnoses such as:
Heart attack
Stroke
Coronary bypass surgery
Other specified diagnoses
As low as $10 per month
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Coverage that can help protect employees' income.
If a covered employee is unable to work because of illness or injury, Disability Insurance from Allstate Benefits can help with a monthly cash benefit until they are able to return to work. Most coverage provides benefits of up to 60 percent of a disabled employee's income. Benefits can help cover expense like:
Mortgage or rent
Personal assistance
Groceries
Car payments
More
As low as $16 per month
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Coverage for hospital stays.
Hospital Indemnity Insurance from Allstate Benefits pays benefits for hospital stays due to sickness or injury. Your covered employees and their eligible family members can use their benefit payments to help cover hospital costs, related expenses or anything they wish. Benefits can be paid for:
First day hospital confinement
Daily hospital confinement
Intensive care unit confinement
Less than $8 per month
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When it comes to life insurance, there are two main types of policies: permanent life insurance and term life insurance. Whole life insurance is considered permanent, which means the insured person is covered for the duration of their life, when premiums are paid on time. It also offers a savings component called “cash value,” much like other permanent life insurance policies.
Whole life insurance is the most common type of permanent life insurance, according to the Insurance Information Institute. This is likely due to the benefits of this policy, which make it an appealing choice for many families.
Your premiums and death benefit are fixed and will not go up, regardless of market conditions.
Your death benefit is guaranteed if the required payments are made.
You may be able to withdraw funds or take out a loan, since this policy builds cash value.
Life insurance can help your loved ones:
Cover the rising cost of funeral expenses
Replace lost wages or the value of your time (e.g., stay-at-home spouse)
Pay off debt
Provide for a college education
Leave an inheritance
Secure your business
As low a $8 per month
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Identity fraud can happen when you least expect it.
With Allstate identity restoration, if your information is compromised and you experience identity fraud, our specialists work to restore your credit, identity, accounts, finances, and sense of security.
This isn’t a typical identity protection plan. We redefined identity protection by prioritizing what you need the most: a dedicated restoration specialist in your corner.
Less than $6 per month
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U.S. Legal Services Family Defender™ protects you and your family through a wide range of legal services.
Our plan covers personal legal matters, including, but not limited to, estate planning, immigration, divorce, child support, child custody, traffic violations, debt, civil law, elder law, and more.
Less than $19 per month
For employees
Great benefits, great prices.
When your employer chooses to provide benefits from Allstate Benefits, you get great coverage at a great price. Our group-only rates mean savings every month, and convenience too, with direct payroll deductions.
For employers
Become an employer of choice without affecting your bottom line.
Our coverage gives your employees financial peace of mind when they need it most. And as premiums are employee-paid, there's no impact on your bottom line.
Allstate Voluntary Benefits for the SC Government Sector
Kickstart your journey to a thriving and hassle-free voluntary benefits program with some valuable, practical advice!